This course begins with a look at the law (state and federal) of unfair and deceptive practices and then moves to a study of several bodies of law that govern the extension of credit in consumer transactions, focusing on federal rather than state materials. It will involve considerable exposure to techniques of statutory interpretation, including the Truth-in-Lending Act (disclosure of interest rates), the Fair Credit Reporting Act (which governs dissemination of credit-related information), the Equal Credit Opportunity Act (race and gender discrimination), state usury laws (limiting the price of credit), and federal legislation dealing with the sale of credit insurance.