Course Catalog

Consumer Protection Seminar: Legal Theory and Practice (5)

CONSUMER PROTECTION SEMINAR/CLINIC/LTP

A. Enrollment options:

In the fall, 2009, Consumer Protection will be offered as a Legal Theory and Practice (LTP) course (6 credits), a combined Clinic (5 credits) and Seminar (3 credits) (total of 8 credits), and a Seminar (3 credits). As many as eight students total may enroll in the combination of experienced–based courses, Clinic and LTP. As many as 12 additional students may enroll in the Seminar only, with first preference given to students who register for the spring semester, 2010 Consumer Protection Clinic. With advance approval by the faculty, writing done for the Seminar, LTP, and Clinic may be used to satisfy the Advanced Writing Requirement. Taking into account the enrollment priorities for all Cardin eligible Clinic and LTP courses as described in the registration literature:

First preference: students who request enrollment in the 5 credit Clinic and 3 credit Seminar (total of 8 credits);

Second preference: students who have taken the 3 credit Consumer Protection Seminar (but who have not take the Consumer Protection Seminar: LTP) and who request enrollment in the 5 credit Clinic; and

Third preference: students who request enrollment in the 6 credit LTP.

In addition, students who are taking Consumer Protection Clinic in spring, 2009, with faculty pre-approval, may register as Clinic II students for 2-4 credits, as determined by the faculty member.

B. Course content:

1. Substantive law: Students will study selected bodies of state and federal consumer law, including unfair and deceptive trade practice laws, laws governing extension of credit in consumer transactions, the Truth-in-Lending Act (disclosure of interest rates), the Fair Credit Reporting Act (which governs dissemination of credit-related information), the Fair Debt Collection Practices Act, and other state and federal legislation dealing with consumer transactions, including the financing and refinancing of home sales. There will be an emphasis on statutory interpretation.

2. Access-to-justice: Students will integrate and critique theory and practice with a special focus on the delivery of legal services and administration of justice in consumer matters. There will be attention to related professional responsibility issues as well.

3. Practice: Clinical and LTP students will help to represent people who have consumer problems and who cannot afford to retain counsel. They may work on discrete matters (single clients who have a focused legal problem, e.g., debt collection), and/or larger projects (e.g., investigation of a practice or policy that affects larger numbers of low-income consumers). The potential legal work includes litigation (pre-filing investigations and limited post-filing representation); representation before regulatory agencies; legislative advocacy; and law reform projects. The professor, as well as lawyers who work with or through state agencies (including the Attorney General’s Office and the Department of Labor, Licensing, and Regulation), non-profits and legal services programs, will provide the supervision. Students will learn basic legal skills that they will apply in practice.

C. Additional weekly experiential class and workgroup meeting for Clinic and LTP Students:

Students who take the experiential component, either the 5 credit clinical or 3 credit LTP component, will attend an additional weekly class and participate in an additional weekly workgroup meeting in which the students will learn basic skills, consider access-to-justice and professional responsibility issues, and plan and evaluate the legal work and theories. The extra classroom hour will be added to the two hour seminar class, and the workgroup meetings will be scheduled after the semester begins, to accommodate the faculty members’ and students’ schedules.

Current & Previous Instructors:

This course is not currently scheduled.


Key to Codes in Course Descriptions
P: Prerequisite
C: Prerequisite or Concurrent Requirement
R: Recommended Prior or Concurrent Course

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500 W. Baltimore Street, Baltimore, MD 21201-1786 PHONE: (410) 706-7214 FAX: (410) 706-4045 / TDD: (410) 706-7714

Copyright © 2014, University of Maryland Francis King Carey School of Law. All Rights Reserved